What is Anthem HealthKeepers silver?

What is Anthem HealthKeepers silver?

Silver: Monthly premiums remain low, but out-of-pocket costs for a hospital or specialist visit are lower than Bronze. Coverage is comprehensive, and you save on out-of-pocket costs.

Is Anthem HealthKeepers Plus HMO or PPO?

Our mission is to improve the lives of the people we serve. HMO.

Is Anthem HealthKeepers plus an HMO?

ANTHEM is a registered trademark of Anthem Insurance Companies, Inc. Anthem Blue Cross is an HMO plan with a Medicare contract. Enrollment in Anthem Blue Cross depends on contract renewal.

What is the difference between bronze and silver health insurance?

Bronze plans: lower monthly payments, but higher out-of-pocket costs. Silver plans: monthly payments lower than a gold plan, but more than bronze. Gold plans: higher monthly payments, but lower out-of-pocket costs.

What does 30% coinsurance mean?

Coinsurance is your share of the costs of a health care service. It’s usually figured as a percentage of the amount we allow to be charged for services. You start paying coinsurance after you’ve paid your plan’s deductible. For example, your plan pays 70 percent. The 30 percent you pay is your coinsurance.

Is Anthem HealthKeepers the same as Anthem?

trades as Anthem Blue Cross and Blue Shield, and its affiliate HealthKeepers, Inc. trades as Anthem HealthKeepers providing HMO coverage, and their service area is all of Virginia except for the City of Fairfax, the Town of Vienna, and the area east of State Route 123.

What is Anthem HealthKeepers open access?

Your Anthem HealthKeepers Open Access plan gives you: coverage for important health care services including: • checkups and sick visits. • labs, x-rays and other types of tests. • specialist services with no referrals required. • emergency and urgent care.

Is Anthem HealthKeepers the same as Anthem Blue Cross Blue Shield?

Do I have to choose a silver plan?

This is one of the most important reasons to pick a silver plan. If your income doesn’t exceed 250% of the poverty level (and particularly if it doesn’t exceed 200% of the poverty level, as CSR benefits are strongest below that level), a silver plan with CSR benefits will likely be the best value for you.

Why are silver plans better?

Silver plans fall about in the middle: You pay moderate monthly premiums and moderate costs when you need care. Important: If you qualify for “cost sharing reductions” (or “extra savings”) you can save a lot of money on deductibles, copayments, and coinsurance when you get care — but only if you pick a Silver plan.